Miller & Miller Insurance buyer-window signal capture

Evidence

• NYC DOB workers' comp certificate on file: BANKERS STANDARD INSURANC, policy 5432-68-04, expiration 12/08/2026 (82 days after 09/17/2026).
• NYC DOB GL certificate on file: ALLIED WORLD INSURANCE, policy 6004-1937, expiration 12/08/2026.
• SAFER identifies CONCRETE STRUCTURES INC at 960 JOHNSON AVE, Ronkonkoma, with 15 drivers and 7 power units; MCS-150 form dated 12/04/2025.

Practical opening

“DOB lists workers' comp ending 12/08/2026 for Concrete Structures in Ronkonkoma. GL on file ends the same day. That suggests asking now to confirm each policy date and who signs. We could ask whether a workers' comp review before renewal would help.”

Claim boundaryThis is a certificate on file with NYC DOB showing the listed carrier and expiration date. It does not prove the contractor is shopping, identify its agent or premium, or show that the policy will not simply renew.

SAFER reports 15 drivers and 7 power units, not total employees. No official website or insurance signer was verified. Americo Magalhaes is the DOB record holder. Office: 631-588-7613. Confirm class appetite and any existing agency relationship.

Evidence

• NYC DOB workers' comp certificate on file: CAROLINA CASUALTY INS COM, policy BIN504250479, expiration 01/04/2027 (109 days after 09/17/2026).
• NYC DOB GL certificate on file: CLEAR BLUE SPECIALTY INSU, policy CZ02NJGL0003-01, expiration 01/04/2027.
• Unique describes itself as an NJ-based, owner-operated scaffold erecting and dismantling contractor serving the tri-state area since 2008.

Practical opening

“DOB lists workers' comp ending 01/04/2027 for Unique Scaffolding in Kenilworth. GL on file ends the same day. That suggests asking now to confirm each policy date and who signs. We could ask whether a workers' comp review before renewal would help.”

Claim boundaryThis is a certificate on file with NYC DOB showing the listed carrier and expiration date. It does not prove the contractor is shopping, identify its agent or premium, or show that the policy will not simply renew.

SAFER lists 7 drivers and 10 power units, not total employees. Public-record principal: Mike Benson, Owner per BBB; the company lists him as Supervisor. Insurance signer unconfirmed. Cathy Benson is the DOB holder. Office: 908-241-9322. DOB and the contact page body give 812 Fairfield; the site footer gives 808. Confirm NJ authority, class appetite and agency relationship.

Evidence

• NYC DOB workers' comp certificate on file: Oriska Insurance Company, policy WC0102510010000, expiration 11/17/2026 (61 days after 09/17/2026).
• NYC DOB GL certificate on file: Concert Specialty Insu co, policy NECGL3855-00, expiration 02/16/2027.
• Core's website reports 260+ employees, 30 shed and scaffolding crews, 6 hoist crews and 42 available trucks.

Practical opening

“DOB lists workers' comp ending 11/17/2026 for Core Scaffold in Brooklyn. GL on file ends 02/16/2027, outside this preview's window. That suggests asking now to confirm each policy date and who signs. We could ask whether a workers' comp review before renewal would help.”

Claim boundaryThis is a certificate on file with NYC DOB showing the listed carrier and expiration date. It does not prove the contractor is shopping, identify its agent or premium, or show that the policy will not simply renew.

Core reports 260+ employees, above the approximate 250 target; current payroll is unknown. Public-record principal: Valon Pilku, CEO, per the NY records mirror. Insurance signer unconfirmed. Erind Gazheli is the DOB holder. Company address: 394 Myrtle Avenue, Suite 14, Brooklyn, NY 11205; DOB carries 417 Myrtle. Office: 212-606-2222. Confirm class appetite and agency relationship.